So, what do I do? How late is too late to treat this? Do I take matters into my own hands, start a regiment of Nizoral shampoo, finasteride, and minoxidil, or do I consult a doctor? I don't know if I want to wait any longer for blind chance to help fix my hair. What did you do? When did you do it? I know your circumstances are different than mine, but you seem to be a knowledgeable consultant to offer practical suggestions, not just market hair products to me; so whatever suggestions you can offer to me I would be grateful.