Where am I on the scale and should I consider finasteride?

[mattj]

At most you're a Norwood 2. You've probably heard the term "mature hairline". Often when men reach maturity, their hairline will be a bit more receded than when they were a child/teenager. Typically it happens when a man is older than you currently are, but I've known of guys who recede at your age without any significant changes occurring for a long time.

I first noticed my hairline had receded at around 23-24 (I don't remember exactly) but I know, in retrospect, that it had begun years before. By the time of my hair transplant at age 32, I had only progressed to about a Norwood 3.

Genetics are impossible to predict with any certainty, but the fact that you only have very minimal hairloss in your family is a good sign. The less the better.

Your hairline looks very solid and it's normal for it to be a bit asymmetrical. Try taking pictures every six months or so to see if any changes occur. The important thing is not to obsess or worry. You've got a great head of hair. Enjoy it.