FUE or FUT dilemma

[chrisis]

I'm torn between getting FUE or FUT.

I feel in a way the decision might be made for me in financial terms, because FUT is almost double the cost of FUE when you do the maths. A good FUE operation might be beyond my reach, sadly.

My big concern is the scarring. Can anybody who has had FUT offer their thoughts on this? I like to wear my hair short - guard 1, at the back and sides. I've been told that if I get FUT that would no longer be an option; guard 2 or 3 is a recommended minimum to avoid it being noticeable. This seems to defeat the point of getting a hair transplant at all, because I'd do so with the intention of having more hair styling options, not to restrict myself for the rest of my life.

I'd love some comments on this, so please chime in if you can offer anything to help my decision process. Especially interested in the views of people who've had FUT.