Age 41, Should I jump on Finasteride or is too late? See pics.

[800mto5K]

I'm about a NW2 or NW3. Age 41, I've been slowly receding since age 16-17 and I've come to the point now where I don't want to lose anymore. I have no thinning in the crown, but my temples are bad.

I have 90 pills of Finasteride from Keeps on my counter top and have not taken them yet. I've been reading a bit about side effects and it's pretty scary, but then I've watched some videos from medical professionals on Youtube where they state that side effects are rare.

Based on what you see in my pics, and me being old, is it worth the fight? I always wanted a hair transplant, but I know that requires Fin. Advice and thoughts appreciated.