please help! - suggestions required!

[johnasdfd]

Background

As a rude shock I discovered that my hairline went up near my temples. While i convinced myself that it was a "mature hairline", in no time i started noticing 4-5 hair strands on pillows and 30-40 as i wash my hair once a week. Scared stiff, I approached a dermatologist who said "cant say..doesnt look like MPB yet..if you feel you are having lot of hair loss, I can prescribe propecia"... delaying the decision 3 months, eventually started finasteride (generic)...should say that hairloss definitely reduced with no sides.. however i still see 1-2 hair strands on pillows, 3-4 as i brush my hair.. and a couple at random places.. and this is scaring the hell outta me..

Current Regime
Finasteride (generic) 1mg - everyday (8 months)
Multivitamin - 1 pill a day
Minoxidil - started 2 months back..applying only along hairline on the front and temple regions.. i know minoxidil might not help front and temple, but no harm giving a try..

Current Situation
while finasteride has reduced my hair loss by quite an extent .. i still noticed my temples have gone a bit high (may be 1/4") since last 8 months.. and i still do notice few hair strands here and there .. the minoxidil has not worked on the temples yet...

Question:
1. should i apply minoxidil all over my scalp (rather than just the front and temple hairline, as i am currently doing)... im sure some amt of hairloss might be happening there too..
2. how sever would you rate my hairloss?

i feel miserable thinking about my hairloss and how i can cope up with it... your replies would be greatly appreciated..