18 and severe temple loss :(

[concerned]

Hi, I'm 18 and about a year ago I noticed my hairline was becoming pretty bad.
My family just shrugged it off saying "Ohhh it's just stress, it'll grow back", and I listened to them.

Today, my temples aren't much worse than they were last October (if they've changed at all), but I'm really tired of having my hair off to the side and have weird gaps. Surely you guys know the problems with temples :\

I've never taken propecia or anything. I suspect I probably should have taken proscar or propecia when I started to notice a difference, but I kept my hair long throughout high school and never really noticed it.

Every day I notice quite a few more hairs come out than I like. Maybe it's just because my hair is long that I notice it, but it sure is alarming. I've read that 100-150 is average, and I don't think I have near that.. but those figures seem complete bullshit.

Now, I kind of want to rock shorter hairstyles and this is really embarrassing.

What should I do? Look into hairstyles that cover up my temple loss? Look into propecia? Talk to a hair transplant place for their consultation?

I'm really at a loss here. I have a hairline exactly what my grandfather did, but he was in his 60s when I was born. He didn't have hairloss until his 40s.
That's on my mom's side. My uncle, whom I take after a lot genetically, doesn't have a hairline as bad as mine (but he has balding on top).

On my dad's side, my father is 53 and has a full head of hair with a perfect hairline. How'd I get so screwed? LOL

Anyway, here's pics.

There are my hair today.




These are what I have from October 2009.


This was very late October, after I shaved my head for the first time.
I don't really want to do that again.


Any guidance would be very appreciated.