How common are facial issues with Minoxidil?

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I have been trying to determine how common eye swelling and circles are? Seems when you look it up, you find a swarm of people that all say it ruined their life, then there are pools, and even doctors that say side effects are rare.

Bottom line, I started the treatment 3mo ago. I immediately had swollen eyes and backed off the 1/day with 1ml. Also trying to watch my pillow case and make sure things get dry before bed but not sure if that is usually what causes this? Getting the product around the eye?

In any case, I am just not sure I want to wager my face for my balding spot. I won't use Finesteride. I was considering Emu oil but maybe that is just another hyped up trend.