Please help is this TE or Mpb

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Hi so here's the dear 2 and a half years ago while in college I had a major mental breakdown. At the time I had a full head of hair, physically until that moment, I was excersizing eating semi healthy and sleeping great but since then I've been in a state of panic constantly and my sleep has gone completely in the wrong direction. Well after my initial panic attack about probably 3 4 months later I noticed my hairline become very fine so I got a short haircut didn't think anything of it and tried to live best I could well I've had a couple more bad times and this is what it looks like. My hair is wet but I have read about telogen effluvium and mpb and it sound like it could be one or both what do you guys think? Answers are greatly appreciated Thank You