My hair: Should I bother fighting this?

[Hubris]

Hi everyone,

I'd really appreciate some advice from the community. I'm 26 years old and have been balding since about 17. I'm aware of the big three; Finasteride; Minoxidil; and Nizoral. I'd like to know, based on my pictures, if I should attempt to fight my hair loss - is it too far gone? Also, money is an issue for me. I can just about afford it all, but I don't want to spend a load of money, just to later realize that my hair loss had already passed being redeemable. As a side note, I would like to get a hair transplant in the future when I have more money.

p.s. what do you guys think about laser combs/caps?

Pics below...