FUE short term and FUT long term investment?

[Balding Bad]

What is the general consensus out there? I've been contemplating getting a hair transplant for years now. The front of my hairline has thinned out quite significantly and it's beginning to become more and more noticeable. I don't want to become dependent on drugs and also from my understanding, remedies such as Rogaine and Propecia don't help with frontal hair loss, rather it only deals with the crown.

Anyways, my father is bald (he's in his 60s), pretty much a NW7 and my older brother is bald too (he's 33, I can't place what he is on the Norwood scale since he's been shaving his head since he was like 23). I'm currently 27 and by comparison I'm doing much better than my older brother. If my father is any indication I will eventually be a NW7 in the future. Hence my dilemma…

I'm deciding between FUE and FUT, both have their pros and cons. From what I've read, if I get an FUE the amount of hair that is transplanted won't be nearly as much as an FUT, which means that if I ever need another transplant in the future I will have less donor area. If I go with the tried and true method of FUT, it means more hair overall transplanted, but a hideous scar for the rest of my life.

So what's the consensus or your opinion? What is the smarter option and the better investment? Overall, I think FUE is great for short term, but FUT would be more suited for a longer term investment. Am I wrong? Am I stupid in my rationale? Please let me know!

Thanks in advance!