Finally out of denial stage - Need Advice!

[chambo]

Situation:
I'm 33 yrs old and I've been slowly losing hair since I was in my 20's.
I have general hair loss over the entire top of my head with concentrated hair loss around the Vertex-Stage 3 and Anterior-Stage 2.
(Father was Stage 7 by the age of 28)
My hair loss has accelerated the past year, which has not helped my confidence when I go out to meet people.
Not sure if exercising contributed to it, but I shedded about 20lbs in 6 months, currently trying to lose about 10 more lbs to reach my goal weight.

Treatment History:
Rogaine - Dedicated user for past 6 months
I used on and off for the past 4 years, doesn't seem to really help, but when I stop, the hair falls out faster. Never saw much of a difference, but I continue for my mental sanity's sake.

Propecia - Just started this week.
I tried it 5 years ago for a day or two, but stopped b/c I didn't feel good after taking it. Could have been me over-reacting.
But desperate times call for desperate measures, so I'm dedicated to it now.

DermMatch - Just started using DermMatch.
Seems to hide the spot pretty well. Gives me more confidence, but I'm in fear that someone will find out.

Other Products - I tried other products to no avail. Currently using some polarity device that sends current through scalp after applying their topical formula on my head. I feel my scalp activated, but I'm pretty skeptical of it, but my mom purchased it for me so I figure I'll use it until I run out of the solution. Her friends swear by it and had visible hair growth.

Questions:
1) Rogaine vs. Dr.Lee's products
I read that his products are like Minoxidyl plus other things to increase the efficacy? Such as Retin A? Can someone verify their own experiences? I'm willing to go with a stronger topical product if it works.

2) Propecia's efficacy and dependency
a) About when do most people see some regrowth, if at any?

b) Will I have to take it for the rest of my life? Even if I get FUE done?

3) FUE Surgery
a) Is this the top surgical procedure out there?

b) If FUE surgery is the best, then what is the costs of FUE Surgery?
I see prices that range from like $2000 to $10,000 for 2000 grafts.
I'm guessing I'll need probably at least 2 surgeries as my hair continues to shed.

c) Will I have to continue taking medications (Propecia) if I get FUE done?

d) How long to see the results of the surgery?

Conclusion
I'm 33, starting a new career, single and trying to meet women...
My visible hair loss is killing my confidence.
not sure I can afford to wait and see if the Propecia will bring back my hair.
DermMatch can hide it in the meantime.

Ideally, I don't want to have to take any internal medication permanently.
If it's not too expensive, I'm wondering if I should just go the distance and get the surgery done now.

I'd appreciate to hear people's thoughts on my questions and also whether they just went straight to surgery or tried everything else first.