Wife's not happy with my hair

[luccca186]

My wife thinks I should start doing something about my receding hairline. She also thinks my cowlick is turning into a bald spot. Is she correct? I think I should start to do something now before it’s too late. Also it will make the wife happy. Other than Rogaine and Propecia, can you guys recommend other options? I am a little on the fence with finasteride due to its side effect. But it seemed to be the best option other than hair transplant. What are your thoughts guys? Thanks.