the classic question

[ikibah]

I have no idea what that means

[mattj]

Best advice is to keep an eye on your hair (without obsessing over it) and keep a photo record and see if it continues to recede.

As it is now your hair looks good. Your forelock looks like it's still low, so if it receded it would actually make the temple recession look less pronounced.

[The Alchemist]

I have no idea what that means

It means if something is going on with your hair to the point where you have to ask questions about whether you're balding on a forum, then odds are you're most likely balding.

You're a classic nw2/3 with fairly deep recession. Yes, you have the MPB.

[Shan]

That is definitely not a mature hairline. That is classic male pattern baldness.
If you are the same as your father and not expected to lose more , then not taking Fin is probably advised but also is it a risk you want to take, you could lose more and Fin is your best bet to stop it.

[ikibah]

Just wanted to thank everyone...ive been on fin for the last 2-3 years and have had great results (tiny bit more loss but then I think some regrowth!) no side effects!