Can I break the baldness curse?

[HairBane]

Your physical development at 21 should be done, no?
From what I know the athletic performance reduction theory just comes from anecdotes and not any studies. As for sexual sides, there is a risk. This is stuff you have to weigh out for yourself. For me the risk was worth it because my concerns about hair loss ruined my sex life for awhile....you probably are not affected so strongly by MPB as I was
However another thing to think about: just because you can live with your hair in its current state does not mean you will be OK with it at NW3, NW4, NW5 etc
Good luck whatever you decide!

Well as far as I know, some men don't stop developing (growth plates closing, etc.) until around 25. Also, things like facial hair can take well into the thirties to fully develop.

I agree with what you're saying about the performance reduction after doing a bit of reading. It appears finasteride actually INCREASES your testosterone by inhibiting 5ar, and that testosterone is the much more potent androgen in muscles, dht hardly does anything in that respect.