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Thousands of families who are facing financial hardships are desperately trying to find ways to save their homes. One method worthy of consideration is a loan modification program. A program of this nature allows for new terms to be renegotiated on your mortgage. To find out how much you can save through utilizing this program, you need a Loan modification. This calculator will only determine your new payment. If you want clarity about whether or not you qualify, you will need loan modification software that has the tools and ability to analyze your loan in order to determine your chance of success. Finding out your potential savings is easy. However, finding out if you qualify or not from a financial standpoint is a bit more complex. There are just a few companies on the web who provide this service.