29 year old- Am I balding?

Hi guys,

Just took a pic of my head randomly and noticed a bald spot on my crown. Mother side has no history of baldness, father went bald. My brother who is 34 years old has no issues with his hair, it's thick and healthy. I have a lot of grays.

https://imgur.com/a/tCcJ8

https://imgur.com/a/YYFS6

Really terrified about this even though know Its not life threatening.

Your crown does show a small amount of thinning/loss. Family heredity helps gauge your hair loss but not always. I would start Finesteride to maintain what you have. Hope this helps.