One of the most well-known types of medical schemes provided is a health maintenance organization scheme. This is where a particular premium is paid yearly, monthly or fortnightly, depending on how far the member should pay. This money is then utilized to cover medical treatment obtained from doctors and hospitals inside the territorial boundaries of the Northern Maranese Islands. All expenditures, including medication, are insured under this scheme. In addition, members are required to pay for their own testing and examination costs, if they need it.