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Unveiling the Depths of Card Skimming: Understanding the Risks and Safeguards
What are the various methods employed in fraudulent credit card transactions, and how can individuals safeguard themselves against such illicit practices?
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Card skimming, 카드깡, is a clandestine maneuver wherein a credit card is unlawfully utilized to conduct fraudulent transactions with the intent of acquiring cash. Card skimming operates through collusion between the card issuer and a designated merchant, where the merchant deceptively withdraws funds from the card and returns them in cash. Consequently, the cardholder gains access to cash, while the merchant earns commissions through fraudulent sales. To shield oneself from such schemes, it's imperative to remain vigilant, regularly monitor card statements, employ secure payment methods, and promptly report any suspicious activities to the relevant authorities or financial institutions.
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